Refinance
Maximize your finances by refinancing
We help you save more with wholesale mortgage rates compared to traditional lending.
- Competitive interest rates guaranteed
- Diverse traditional & non-traditional mortgage options
- Streamlined process saving you time and money
Get Expert Guidance
MR Get Started - Refinance
Hear It from Our Customers
Made the Process Easy
Jody is so great! Answered all my questions no matter how dumb. Respond to calls and texts immediately. Helped me through the whole process of buying a home. This is my second time buying a home and using her. Very grateful. Thank you Jody!
Danielle Slinger
Apr 2025
Professional & Knowledgable
Lisa was amazing! She was very responsive to any inquiries I had. She stays up to date and is extremely knowledgeable. As a first time homebuyer, she made the experience seamless!
Isabella K.
Apr 2025
GREAT MORTGAGE SERVICE FROM RAY
This was the fifth time that my wife and I have bought and sold a home and without a doubt the service we received from Ray and Jessica was unequaled. We recommend their mortgage services without hesitation or qualification.
Dr. John S
Apr 2025
THE BEST
Being my first loan, I was warned how stressful this part or the process would be. I’ve known and worked with Jody for years so I had confidence she would execute. But when I tell you this was the best part of my transaction, words can’t describe how easy and seamless working with her is! My friend’s father owns a mortgage brokerage for 40+ years and saw the documents she worked up and said he wasn’t sure how she worked what she did. Hands down the best! Thank you Jody!
Chris Schiemer
Apr 2025
Lisa Forgony is exceptional!
Lisa and her team are exceptional! When I first considered the idea of purchasing a new home, Lisa was the first person I spoke to. From that initial phone call all the way through closing on our new home, Lisa always made herself available, was extremely transparent when running numbers and forecasting mortgage rates, and provided consistent updates every step of the way. I would strongly recommend Lisa be your first phone call if you are considering purchasing a home.
Daniel Jensen
Apr 2025
Ray was awesome
Ray made out home financing so easy, he was always there to answer a question quickly during the process. He worked very hard and is very caring to his clients. We cannot recommend Ray enough!
Thefardons
Feb 2025
Amazing Experience!
My husband and I just finished the home buying process and we cannot say enough amazing things about Jody. She kept us updated every step of the way, answered any questions we had right away and made herself available whenever we needed anything. We will absolutely be referring her to friends and family and using her for any future needs! Thank you Jody!!
Kaylene Cole
Mar 2025
Amazing Experience!
Lisa was incredibly helpful every step of the way. She found me the best possible rate for my foreign national loan Lisa was always available to answer my questions and prompt with any emails or calls. Lisa even drive over an hour and a half just to ensure my property would close on time for me. She was always ready to go over and beyond. II highly recommend Lisa it was a pleasure working with her.
kira
Apr 2025
Great Lender!
Ray was very helpful throughout the entire process and always kept me updated on what was going on. Our closing date was very tight, but he worked hard to meet it. I will definitely use his help again in the future.
Abraham Jaimes
Jan 2025
First Time Home Buyer
From our first call to closing, Jody's genuine care, knowledge, and professionalism made this experience truly enjoyable. She was organized, punctual, and a wealth of knowledge throughout the home-buying process. She guided us every step of the way and was always available to answer any questions we had. Her extensive experience and expertise in this field are evident. I highly recommend her!
Theona Obrien
Feb 2025
PBG Refi UWM
Lisa and the team were extremely helpful with getting our Refi secured within a 3 week period. She also included extra options for us that will help us out in the long run based on our results. Things that we wouldn’t know. We thank you Lisa for your help and staying connected throughout the process!!
Clay Smith
Apr 2025
Great Closer
My first home buying experience. Working with them is a must for local properties. I’ve had a smooth closing in some crazy times. Experienced and knowledgeable. Highly recommend…
Collin James Rogers
Jan 2025
First time homebuyer
Thank you Jody for walking me through my first home purchase. Jody took the time to explain every question step by step, many questions several times. She was responsive, knowledgable, and professional. I would highly recommend her services and will be a customer in the future. Theona and I were very pleased working with you, thank you!
John
Jan 2025
Highly recommend Lisa!
"Working with Lisa was a dream! ...She was always available to answer all of my questions and got me a quick turnaround for all the potential homes I was looking into. She always made me feel like a priority. Great communication with my realtor and lender and very organized. She has even helped answer some questions after my home purchase!"
Stephanie
Apr 2024
If you’re not using Raymond Premuroso you’re making a mistake!!!!
"Ray was an absolute pleasure to work with!!! This was my first home and I had no idea what I was doing but Ray guided me through the process with ease. He is always prompt to respond, extremely knowledgeable and a wonderful guide through the intricacies of purchasing a home. I plan to recommend Ray to all friends, family and anyone I meet looking for a lenders to assist with their home purchase. You should check him out, he’s awesome!!!!"
Jill P.
Jun 2024
Never Gave Up!
"I worked with Jody for over 5 months trying to buy my first place and we had a couple unexpected trouble that she hadn't dealt with before and never gave up trying to make this happen. I am so appreciative of all her hard work and excellent communication. I have no intention of moving anytime soon but when I do I'll be sure to use Jody again!"
Beth M.
Jun 2024
I can’t recommend enough!
Lisa was very helpful with the loan process running numerous scenarios, being very flexible time wise, and looked out for my best interest in both the rates and overall associated fees. She not only helped me out during the home buying process, but will help me to refinance when it makes sense down the road. If you’re looking for someone to help you with your mortgage look no further than Lisa.
Jake H
Dec 2024
Best Lender in South Florida!
"Ray helped my Husband and I close on our dream home! It seemed very difficult at first with getting approved due to moving from another state and having new jobs. Ray, though, made this process less stressful than we were expecting and actually quite easy. He educated us from the very beginning and assisted every step of the way during our first home buying process. He responded within minutes of every email, allowed us to text or call at any time and checked in with us often. He even allowed us to close on our home quicker than we had expected!"
Brittany B.
Jun 2024
Great experience
"We had a great experience working with Jody from start to finish! She is super knowledgable, approachable, friendly, responsive and really just great to work with. Highly recommend."
Shelby H.
Apr 2024
Best Mortgage Broker
"Lisa was my mortgage broker for my first home purchase. She guided me through the process and made sure my loan closed! She is smart and nice to work with. I cant say enough good things about Lisa!"
Valerie M.
Mar 2024
Ray is the absolute best!
"Working with Ray was an absolute pleasure from start to finish...His knowledge and professionalism were evident, but what truly set him apart was his genuine care and support...he went above and beyond and will continue to work with us in the future on when to refinance ensuring with have the best deal possible. Beyond his expertise, Ray is simply a wonderful person to work with—kind, approachable, and always there to offer guidance. What started as a professional relationship has blossomed into a friendship, and we're grateful for his ongoing support."
Lillian H.
May 2024
Jody is very professional and helpful
"We obtained the loan through Jody. She was very professional, thorough, and helpful throughout the whole process. It's a very complex process nowadays to obtain any mortgage so we appreciated that Jody was able to navigate the waters and guide us safely till the end. Jody also went beyond her role as a lender/broker and helped our realtor to show our current house that we listed for sale."
Magda & Wojtek C.
Apr 2024
Lisa takes care of business
"One of the best things about working with Lisa is that she never stops looking for the best deal even once you have found something you are happy with. She is punctual and quick to respond to any questions you may have with simple and concise answers, informing you of exactly what you need to be aware of. I will recommend Lisa to anyone looking for the best lending experience they can ask for."
Erica M.
Mar 2024
Excellent, Professional and Timely
"Ray is a seasoned professional who communicates clearly and timely. Service is extremely important and Ray hit the nail on the head. I would recommend Ray to anyone looking for a mortgage broker and will definitely be calling Ray in the future."
Erin
Mar 2024
